Net banking has benefited greatly from ongoing technological advancements, particularly since the introduction of the Unified Payments Interface, or UPI. Users can send money instantly between banks using this instant real-time payment system.
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UPI facilitates a safe transfer of funds and functions as a substitute payment method for IMPS or NEFT. Users must set up their UPI accounts and generate a UPI PIN, which is a password that must be entered each time a transaction from your mobile payment applications is authorized, in order to be able to make UPI payments.
UPI PIN
Unified Payments Interface Personal Identification Numbers, or UPI PINs, are four- or six-digit numbers that are entered by users either during or after UPI registration. Although users can select their own UPI pin, which makes it easier for them to remember, there are times when we frequently lose track of our UPI pin or are unable to access UPI accounts on websites like Paytm, Google Pay, or PhonePe.
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Use the mobile payment app that supports UPI services now.
On the home screen, a menu will appear;
select your profile. Next, pick the bank account whose UPI PIN you want to change.
Choose the UPI PIN Change or Reset option.
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Add any pertinent information, like the information from an ATM or debit card that is connected to your bank account.
An OTP will be sent to your registered mobile number through message after you enter your card details.
Enter the OTP to finish the remaining instructions.
Next, input a fresh four- or six-digit UPI PIN for the chosen account.
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Retype the PIN to ensure it is correct, then select Confirm to finish the procedure.
Note: Not all platforms require bank details in order to modify the UPI PIN. As a result, the circumstances differ.
Meanwhile, you should set up an easy-to-remember PIN and maintain strict confidentiality regarding the funds in your bank account because the UPI PIN controls all of them.
